HarnessHealth

CMS payment models

Six models decide who carries
the risk in 2027.

ASM, TEAM, CJR-X, ACCESS, LEAD and CARA get used interchangeably and they are not interchangeable. Three are mandatory and three are not. They start in different years, and only some of them reach musculoskeletal care at all. Every figure below links to the CMS page it came from.

Mandatory. Episode-based. The surgical lane.

No opt-out. These decide what a joint replacement, a fusion, or a low-back-pain episode is worth, and to whom.

ASMMandatory

Ambulatory Specialty Model

Clock

Jan 1 2027 – Dec 31 2031 (five performance years)

Reach

Two cohorts. Heart failure: cardiology. Low back pain: anesthesiology, pain management, interventional pain management, neurosurgery, orthopedic surgery, PM&R. Eligibility is historical attribution of at least 20 heart-failure or low-back-pain episodes a year, in roughly one quarter of CBSAs and metropolitan divisions.

The part people miss

Scored per clinician on four categories built on the MIPS Value Pathways framework — quality, cost, improvement activities, and interoperability. Part B adjustment runs −9% to +9% in the first two years and widens to −12% to +12% by the last. CMS currently lists the participant count as N/A; the mandatory geographies are published as a spreadsheet, not a list of names.

The CMS model page →
TEAMMandatory

Transforming Episode Accountability Model

Clock

Running now

Reach

Five surgical episodes on a 30-day window.

The part people miss

It reaches knee, hip, ankle and spinal fusion — and it does not reach shoulder, foot or hand. Anyone selling a whole-body musculoskeletal story into TEAM is selling past the model boundary.

The CMS model page →
CJR-XMandatory

Comprehensive Care for Joint Replacement, expanded

Clock

Finalized in the FY2027 IPPS rule; most IPPS hospitals from January 2028

Reach

Ninety-day joint replacement episodes.

The part people miss

The episode window includes physical therapy, which is what makes post-acute adherence a hospital financial exposure rather than a clinical preference. It is the longest episode of the three mandatory models.

The CMS model page →

Voluntary. Population-based. The chronic-care lane.

You opt in. These pay for care between visits, for prevention, and for the technology-enabled work fee-for-service never covered.

ACCESSVoluntary

Advancing Chronic Care with Effective Scalable Solutions

Clock

Live since July 5 2026, ten-year model

Reach

Conditions covering more than two thirds of Medicare — hypertension, diabetes, depression, and chronic musculoskeletal pain, which is a named track.

The part people miss

It pays for technology-enabled care Medicare has never reimbursed, and it requires the participant to name a physician Clinical Director. That requirement is the reason this model rewards an accountable human rather than an accurate model.

The CMS model page
LEADVoluntary

Long-term Enhanced ACO Design

Clock

Jan 1 2027 – Dec 31 2036

Reach

The ACO REACH successor, aimed deliberately at smaller, independent and rural practices and at organizations new to accountable care.

The part people miss

Ten performance years is the longest period CMS has ever tested, and the design point is a window without rebasing, alongside a 1.5% administrative add-on payment. The bet is that ACOs will invest differently when the benchmark stops moving under them.

The CMS model page
CARAInside LEAD

CMS-Administered Risk Arrangement

Clock

An element inside LEAD, so it moves on LEAD’s clock

Reach

Episode bundles negotiated between a LEAD ACO and its specialist partners.

The part people miss

CMS supplies the bundle design and the payment infrastructure, so the ACO and the specialist negotiate a target price and share episode savings rather than building the machinery themselves. CMS has said it will feature an episode-based falls-prevention program — a federal payment mechanism pointed at prevention in the home.

The CMS fact sheet (PDF)

Honest edges

What this page does not know.

  • CARA payment amounts are largely unpublished. The program is sized against avertable cost rather than posted as a fee schedule, so any revenue figure built on it today is a model, not a rate.
  • CMS lists the ASM participant count as N/A. Headcount figures circulating in trade coverage are secondary reporting, not a CMS number, and are not repeated here.
  • ASM is finalized, but updates to it were proposed in the CY2027 Physician Fee Schedule. Comments on those proposed updates close at 11:59 PM ET on September 14, 2026. The model is not open for relitigation; the proposed updates are.
  • Being in a model is not the same as being in a geography. ASM selects by CBSA and metropolitan division, and CMS publishes those areas as a spreadsheet — check it before assuming exposure either way.
  • This page is a reference, not advice. Every figure links to the CMS page it came from so it can be checked rather than trusted.

Two of these models pay for an accountable human.

ACCESS names a physician Clinical Director. CARA pays for an episode someone owns. Neither reimburses a more accurate model. Bring one synthetic output to the sandbox and watch the record that a named clinician signs.